Liberty Life invited to South Africa Harry Beckwith, sales and marketing guru and bestselling author, to speak to its brokers at its Take The Lead Roadshow on service delivery and sales and marketing, as brokers often fulfil the roles of ‘salesmen’ and advisors. Harry took some time out of his busy schedule to answer some …. »
The 2012 Budget Speech, to be delivered by Minister of Finance Pravin Gordhan next week, is likely to be the most challenging budget delivered in over 20 years. Amid widespread economic turmoil, the key challenge will be to bridge the gap between very difficult socio-political expectations and fiscal limitations, while at the same time maintaining …. »
What has changed; what has not; and what does it all mean for SA investors? What has not changed? Amidst the global turmoil there have been some constants, and many of the themes they first named in 2010 continued to play out through 2011. We expect these to remain relevant for years to come. The …. »
South Africa’s economic performance is highly correlated with that of our traditional economic partners, including Britain, Western Europe the US and Japan. Evidence of the extent of this economic inter-relatedness follows from the fact that each time Europe has gone into recession in the last two decade, South Africa has followed. Thus, whilst internal factors …. »
Its comes as no surprise that the Council for Medical Schemes (CMS) won the recent court case against the Board of Healthcare Funders around the issue of Prescribed Minimum Benefits (PMB’s). Genesis Healthcare Consultants was and continues to be in support of PMBs as members of medical schemes must be offered some form of protection …. »
South Africans have begun to heed the calls to rein in their short-term debt and curb spending, rather than continuing to be charged high interest rates. That’s the primary finding of the fifth Old Mutual Savings and Investment Monitor, released today. Lynette Nicholson, chief researcher of Old Mutual, says: “These results indicate an increase in …. »
It was always, always, going to happen. Fortunately it has taken the less-hawkish ratings agency of the three (seen from a historical South African context at least) to draw the battle lines. On Wednesday morning Moody’s changed the outlook on South Africa’s government debt ratings to negative from stable, citing three main reasons for the …. »
Benchmark research shows South Africans worse off now than 30 years ago In August, Sanlam Employee Benefits (SEB) presented the results of its 2011 Benchmark survey, a comprehensive annual review of South Africa’s retirement industry. Now in its thirty-first year, the most recent research has allowed Sanlam to take a retrospective look at retirement in …. »
Over the past decade, a combination of less than desirable stock market performance across much of the developed world and a persistently strong local currency has caused South African investors and their financial advisers to begin questioning the value that offshore investment has to offer as a component in the typical portfolio. However, there is …. »
The rout in global financial markets is continuing, characterised by extreme swings of up to 5% in some markets. There are a couple of reasons behind the extreme volatility. At this stage the major factor seems to be the possibility of Greece defaulting on its debt on its own terms. If that happens, the entire …. »
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