Technology
06 minutes

Enabling brokers in a digital-first insurance world

Brokers win on speed and service. Guidewire’s platforms streamline quoting, servicing and claims freeing brokers to focus on advice.
Written by
Leo Holsgrove
Published on
September 18, 2025

In the lead-up to TechFest, I had the opportunity to sit down with Leo Holsgrove, Country Lead for South Africa at Guidewire.  

Our discussion centred on how digitisation is reshaping the broker environment and how technology providers like Guidewire are working to ensure brokers remain relevant, effective, and trusted in a market that increasingly demands speed and seamless digital service.

Customer expectations are setting the pace - Leo was clear from the outset: customers, and by extension, brokers, now expect fully digital, frictionless insurance experiences. From instant quotes and policy issuance to claims management, the pressure is on to provide quick, accurate and accessible service across multiple channels.

For brokers, this reality creates both risk and opportunity. Clients demand the same responsiveness they receive in other digital services, yet brokers must continue to position themselves as trusted advisors. Guidewire’s approach has been to build platforms that streamline the routine but critical processes, quoting, servicing, billing and claims, so that brokers can focus their energy on advice and relationships.

Streamlining broker workflows - One of the key areas Leo highlighted was the importance of reducing administrative friction. Guidewire’s Producer Engage solution, for example, consolidates workflows and integrates seamlessly with policy and broker management systems. By eliminating redundant data entry and minimising errors through real-time detection, brokers can complete transactions faster and more accurately.

This matters because efficiency is not only about cost; it is about enabling brokers to deliver on client expectations without drowning in admin. In a market where turnaround time and precision make or break client relationships, platforms that allow brokers to operate more smoothly are essential.

Supporting collaboration on complex risks - Our conversation turned to the area of complex risks, where the broker’s role as an intermediary between client and underwriter is most visible. Here, Guidewire’s tools focus on enabling digital collaboration, shared visibility and real-time updates across web and mobile. For brokers, this translates into faster problem-solving and more effective communication with underwriters.

It was striking to see how strongly Leo emphasised the omni-channel capability of these systems. Brokers can work from anywhere, confident that the data and user experience remain consistent. This is more than convenience; it is about ensuring that brokers retain their agility and relevance in serving clients with sophisticated needs.

Learning from global case studies - Guidewire’s global footprint gives it a vantage point that few local players can replicate. Leo shared examples from Canada, Argentina and the UK, markets that, while different from South Africa, face many of the same distribution challenges.

In Canada, firms like Impact Affinity and Gore Mutual used Guidewire Cloud to cut broker quote response times by a third, driving both increased quote volumes and improved bottom-line results. In Argentina, Seguros adopted Producer Engage to deliver a consistent omni-channel experience across devices. And in the UK, RSA’s consolidation of multiple claims systems into a single Guidewire platform transformed its broker relationships, enabling faster claims handling and real-time access to status updates.

These case studies illustrate how insurers that invest in broker-friendly platforms are seeing measurable improvements in broker satisfaction, loyalty, and productivity. The lesson for South Africa is that technology adoption must be intentional and strategic,  focusing not just on internal efficiencies but also on strengthening broker relationships.

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"The survival of the independent broker does not depend on resisting digitisation but on embracing it."

Leo Holsgrove
Guidewire

Broker satisfaction as a driver of loyalty - A thread running through all these examples is the recognition that broker satisfaction ultimately drives client satisfaction and loyalty. Insurers that make it easier for brokers to do business become preferred partners, resulting in higher engagement, more quotes, and stronger conversion rates.

Leo was clear that this is not an abstract benefit but a measurable outcome. Broker satisfaction feeds directly into profitability, for both insurers and brokers. Technology, in this sense, is not a nice-to-have; it is a competitive differentiator.

Looking ahead, Leo sees brokers increasingly engaging with insurers through self-service options, chatbots and virtual assistants. These tools will allow brokers to modify policies, report claims and track progress in real time. At the same time, advanced AI will automate routine claims processing and fraud detection, further improving efficiency.

For brokers, this shift does not represent disintermediation but empowerment. By adopting robust platforms that handle the infrastructure, the “water and lights,” as Leo put it,, brokers can focus on their core value proposition: advising clients, building trust, and differentiating themselves in an increasingly commoditised market.

What struck me most in our conversation is that the survival of the independent broker does not depend on resisting digitisation but on embracing it. The broker of the future is not the one who spends hours chasing paperwork, but the one who leverages digital platforms to meet client expectations while deepening relationships.

Guidewire’s global perspective and local presence position it as a key enabler of this transition. As Leo reminded me, insurers and brokers alike must future-proof against not just technological shifts but also broader socio-economic and environmental challenges. To do so, each must focus on their strengths, insurers on providing robust platforms, and brokers on delivering the trust, advice and human connection that clients still value above all.

In a world where technology is often seen as a threat to intermediaries, our discussion was a timely reminder that the right technology, implemented with the broker in mind, can in fact safeguard their relevance.  

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