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Future-fit clients through training, collaboration and hyper-personalisation

This article explores how Tial Technologies is building future-fit clients through skills development, ethical data use, and customer-centred digital transformation.
Written by
Thomas Kieck
Published on
November 14, 2025

Technology only creates value when people know how to use it effectively. In the insurance sector, that means empowering brokers, UMAs, and insurer teams to extract the full potential from their administration platforms. Continuous training and collaboration have therefore become as vital as the code itself.

Learning as a service - At Tial we established the Tial Academy, a structured learning environment that helps users navigate the platform, understand updates, and translate new features into customer value. The Academy integrates videos, walkthroughs, and interactive modules, and soon its courses will carry CPD accreditation.  

We also measure user proficiency so that management teams can identify skills gaps and allocate resources effectively. Training is no longer an onboarding activity; it is an ongoing relationship that grows with the technology.

Augmenting learning with AI - Artificial intelligence is reshaping how training content is accessed. By embedding natural-language processing into our documentation, users can now ask questions in plain English and receive intelligent, context-specific answers. The system draws from insurer wordings, training materials, and the platform’s own UX logic, producing accurate responses rather than static “help” text. This turns support into a dialogue, enabling faster adoption and reducing dependency on service desks.

Collaboration that drives innovation - Innovation is most effective when it flows both ways. Each Tial client is assigned an account manager who hosts regular forum sessions to surface new ideas, discuss regulatory updates, and share insights from other markets.  

A dedicated Change Approval Board reviews these inputs collectively, prioritising enhancements that offer the greatest benefit to the wider client community. This structure ensures that innovation is not arbitrary or top-down but grounded in the real-world needs of insurers and intermediaries.

“Empowering clients through knowledge, collaboration, and ethical technology is no longer optional, it’s the foundation of a sustainable digital insurance ecosystem.”

Thomas Kieck
Business Development Director, Tial Technologies

Meeting the customer experience benchmark - Today’s policyholder compares an insurer’s digital experience not to another insurer, but to their bank, retailer, or streaming platform.

That benchmark is forcing the industry to rethink customer journeys. Business-rule engines now automate much of the underwriting and claims process, reducing manual intervention and enabling near-instant responses. Brokers’ systems can empower clients to initiate policy changes or submit first notifications of loss at any time, eliminating delays and enhancing transparency.

Personalisation with integrity - Behind these digital experiences lies the principle of hyper-personalisation, using data to tailor cover, pricing, and engagement to each customer. The emergence of IoT devices and telematics allows insurers to understand risk behaviour with unprecedented precision.  

Yet with this capability comes responsibility. The line between helpful personalisation and invasive data use is thin. Customers must know what information is being collected and how it influences their premiums. Only transparent, ethical use of data can preserve the trust that underpins insurance relationships.

The path forward - Empowering clients and end users through knowledge, collaboration, and ethical technology is not a side project; it is the foundation of a sustainable digital insurance ecosystem.

As systems become smarter, the human role becomes more strategic, interpreting data, guiding clients, and ensuring that innovation never loses sight of its ultimate purpose: better protection for people and businesses.

Simplify the complex

TIAL is a game-changing software hub for short-term insurers, administrators, underwriting managers, brokers, and agents in the Southern African Development Community.

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