In anticipation of the new two-pot retirement system, which comes into effect in September 2024, many retirement fund members are wondering how this change in legislation will affect them and their wealth.

Discovery Bank has launched its new Home Loan product. The Bank will offer clients competitive, personalised rates based on their individual risk profiles, and use its established Shared-value Banking model to enable clients to further reduce their interest rate by up to 1%.

Over the past 15 years, the ‘Goldilocks’ economy – moderate growth without overheating – intrigued investors. Recently, economic volatility and high interest rates disrupted this balance. Are we returning to stability or facing more turmoil?

It’s become increasingly important for investors to be conscious of the political backdrop when making investment decisions. After all, government policy changes can have a profound effect on a company’s future profitability

If the election bug has bitten you and you are feeling jittery, you are not alone. Globally, investors are feeling fearful. In a recent study, the top financial fears amongst investors were listed as higher costs, large and unexpected expenses and taxes. Their top investment concerns were inflation, a recession and market volatility.

For investors, understanding the difference between cycles and structural trends is vital. So much of what we deal with in markets has mean-reverting tendencies. What goes up, eventually comes down.