Magazines

SA’s construction and engineering insurance sector faces mounting pressures, from economic strain to climate risks, yet continues to demonstrate remarkable resilience. Insights in our C&E Feature from industry players, reveal a market adapting to shifting demands through data-driven underwriting, modular solutions, and strategic partnerships. As infrastructure investment gains momentum and digital risks rise, the industry must evolve. Success will depend on agility, technical expertise, and inclusive innovation that empowers both large and emerging players to build a stronger future.

In this edition, we highlight the resilience and adaptability of South Africa’s small business sector. From fintech to evolving risk strategies, SMMEs, insurers, and advisers are navigating rapid change with ingenuity. Collaboration stands out — between brokers and clients, insurers and tech partners, and across sectors. It’s clear that partnerships are key in uncertain times. We also explore how mutuality, compliance, and digital transformation are reshaping the industry. Whether it’s global risk insights from Marsh McLennan or PPS’s tech-driven life cover, standing still is not an option.

The March 2025 edition of COVER Magazine takes a deep dive into Wheels, examining the evolving automotive sector and its impact on insurance. From new mobility trends to risk management strategies, we explore the road ahead. Alongside this feature, the issue delivers expert insights into broader industry trends, ensuring you stay informed and competitive. Drive your knowledge forward—don’t miss this essential read!

Advice remains the foundation of success in insurance and financial services. This edition of COVER Magazine highlights the essential role of brokers and advisers in bridging policy complexities and guiding clients toward informed decisions. Our main feature, Focus on Advice, underscores how industry professionals must adapt to evolving expectations, while COVER’s latest Broker Survey reveals an optimistic outlook despite regulatory and market pressures. As 2025 continues to unfolds, expert guidance is more crucial than ever.

As we embark on 2025, we celebrate the resilience and innovation shaping the insurance and financial planning industries. This edition explores key trends that will be driving the sector in 2025, from digitisation and AI integration to ESG strategies and the untapped opportunities in Sub-Saharan Africa's youthful, tech-savvy demographic. With optimism for a brighter future, we invite you to discover strategies, innovations, and collaborations to propel our industries forward.

This edition highlights opportunities and challenges in Africa’s insurance and reinsurance sectors. From addressing skill shortages and emerging risks to unlocking the township economy’s potential, the focus is on innovation and inclusion. We explore AI’s impact, the benefits of offshore investing, and the importance of aligning strategies with long-term goals. Additionally, the effects of climate change on marine insurance underscore the need for proactive risk management. Together, these insights aim to inspire growth and resilience in the industry.