According to Marius Kemp, Head of Personal Underwriting at Santam, the reality is that unforeseen incidents can happen at any time, and the financial impact of replacing or repairing these expensive gifts can be significant. Comprehensive insurance is key to ensuring no one is out of pocket if something happens to your new gift.

With the holidays just around the corner, many South Africans are starting to feel the festive cheer. But although this is a time for celebration, it also brings higher risks, including increased crime levels. Tarina Vlok, MD of Elite Risk Acceptances, a high-net-worth insurer and a subsidiary of Old Mutual Insure, shares her top tips for staying safe this festive season.

Auto&General has been announced as the Official Insurance Partner for LIV Golf South Africa 2026, marking a major brand milestone. The partnership brings global golf excitement to local fans as Auto&General showcases its commitment to innovation, quality and always being “Never not there.”

South Africa enters 2026 in a deepening “polycrisis” as energy, water, logistics, cyber threats, political volatility, and climate shocks converge. Volker von Widdern warns that only integrated, cross-sector risk planning can prevent cascading failures and build national resilience.

South Africa’s non-life insurers are shifting to advanced climate-risk modelling as extreme weather intensifies. Old Mutual Insure’s Clive Hogarth highlights rising premiums, data partnerships, new resilience tools, and the need for public-private collaboration to manage escalating climate risks and support sustainable protection.

Jason Veitch, Head of Accident and Health at Santam Travel Insurance, stresses that tailored travel insurance with medical cover, trip disruption protection, and clear understanding of exclusions ensures travellers safeguard both finances and peace of mind on every journey.