Wynand van Vuuren, client experience partner at King Price Insurance, urges homeowners to prepare for winter-related risks by checking heating appliances, preventing electrical overloads, monitoring for water damage, and maintaining proper safety measures, while ensuring adequate insurance cover protects against unexpected seasonal incidents.

Funeka Ngewu, Head of Claims at Momentum Insure, says many consumers mistakenly assume all household possessions are automatically covered, warning that portable items, solar installations and underinsured valuables often fall into insurance gaps unless policies are regularly reviewed and updated.

Santam Syndicate 1918 has appointed Sam Geddes as Chief Executive Officer, strengthening its leadership team as it expands its presence at Lloyd’s. With more than 25 years of international insurance market experience, Geddes will lead the next phase of the Syndicate’s growth strategy, supporting Santam Group’s FutureFit 2030 ambitions for international expansion and diversification.

Cleme Smith, Aviation Specialist at Santam Specialist Solutions, says South Africa’s rapidly growing drone sector is increasing demand for specialised insurance that protects both the aircraft and potential third-party liabilities, while emphasising that commercial operators must comply with licensing and regulatory requirements to ensure valid cover.

Sean van Zyl, Certified Financial Planner® at Old Mutual Personal Finance, says seemingly small spending habits such as takeaways, impulse purchases, social spending and buying unnecessary “specials” can quietly undermine long-term savings goals, with financial success depending on recognising these behavioural patterns and making intentional, disciplined spending decisions.

Wynand Van Vuuren from King Price Insurance unpacks reminders to businesses of what to think about when allowing their employees to work remotely, and also reminders for employers when working remotely.