Magazine

December 2025 Edition

As another demanding year draws to a close, the Marine and Reinsurance sectors stand as a testament to the industry’s ability to adapt under pressure. Ports have battled congestion, global conflicts have reshaped shipping routes, reinsurers have faced tightening capacity, and insurers have had to navigate increasingly complex claims environments. This Edition brings together experts who reflect on these challenges with honesty and insight, offering practical guidance, fresh perspectives, and a clearer sense of where the market is heading.
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What’s Inside

What “All Risks” really covers in Cargo Insurance

A clear guide to what “All Risks” cargo insurance truly covers, why fortuity matters, how inherent vice limits claims, and how brokers can manage expectations.

The future of the independent broker

Discover how independent brokers can thrive in a transforming market.

Building a pan-African reinsurance force

A profile of Mukfin CEO Simba Mukonzo, tracing his journey from reinsurance specialist to pan-African broker.

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Marine Insurance

  1. Innovation shapes the future of marine insurance - Read Article
  2. How drones can be used to boost maritime insurance and harbour safety - Read Article
  3. Marine Insurance: Vital to our world - Read Article
  4. What do you mean it’s not covered!!! - Read Article

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Financial Planning

  1. Multi-asset-class portfolios: A wise choice for withstanding market shocks - Read Article
  2. From insight to action: Why in-person research strengthens our strategy - Read Article
  3. Trade credit turns risk into strategic advantage - Read Article
  4. Access to Retirement Funds on Emigration from South Africa - Read Article
  5. 2025 Sanlam Legacy Wills Survey Findings - Read Article
  6. How can South Africans protect themselves against the risks of living longer? - Read Article
  7. Ascor Independent Wealth Managers Wins Prestigious FPI Professional Practice of the Year Award - Read Article
  8. The role of medical aids in the long game of HIV eradication in SA - Read Article
  9. Signal & Strategy: Different Ways to Access the Same Unit Trust Portfolio - Read Article
  10. Plan your estate so those left behind aren’t left wondering - Read Article

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Short Term

  1. Rethinking risk: why value-added insurance is becoming essential in South Africa - Read Article
  2. The future of the independent broker – Are you ready for what’s next? - Read Article
  3. Renasa’s upgraded rating signals a new era of strength for brokers - Read Article
  4. My Glass wins OUTperform Award again, driving innovation in glass claims - Read Article
  5. Insurance ‘up in the air’, but landing stronger - Read Article
  6. Shifting risks for SMMEs demand new approach to small business insurance cover - Read Article
  7. How to Structure Broker Fees in Short-Term Insurance - Read Article
  8. Liability blind spots in the gig economy - Read Article
  9. Professional indemnity: The Strategic Value of Early Reporting - Read Article

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Reinsurance

  1. Balancing discipline and competition in the softening cycle - Read Article
  2. Why talent inclusion and Gen Z will shape Africa's insurance future - Read Article
  3. Building for development - Read Article
  4. Building a pan-African reinsurance force - Read Article

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Technology

  1. Driving financial vision in a digital insurance world - Read Article
  2. From back-office enabler to intelligent orchestrator - Read Article
  3. Rethinking compliance for a modern brokerage - Read Article
  4. The AI revolution: Learning from past bubbles - Read Article
  5. The Engine Room of Financial Precision - Read Article
  6. ‍ Leading in the Age of Agentic AI - Read Article

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