Theo Mabaso, Group Chief AI Officer at Sanlam, says AI will be a key driver of competitiveness and growth, enabling better products, advice and customer outcomes, while emphasising responsible, well-governed adoption to enhance efficiency without replacing the human role in financial services.

Paul Vos, Regional Managing Director of CIPS Southern Africa, says South Africa’s exit from the FATF grey list marks the start of stricter scrutiny, requiring businesses to prioritise transparent, continuous supplier due diligence as a core governance and risk management function.

Therése Havenga, Head of Business Transformation at Momentum Savings, says open and honest conversations about money are essential for financial wellbeing, helping reduce stress, build shared responsibility, and enable practical, goal-driven decisions that strengthen long-term financial resilience.

Gugu Mjadu, Executive General Manager at Business Partners Limited, says the SME Toolkit competition showcases the strength of South Africa’s entrepreneurial talent, highlighting innovative, impact-driven businesses and reinforcing the role of mentorship and support in building sustainable enterprises.

Walter Combrink, Life, Risk and Fiduciary Manager at Momentum Financial Planning, says succession planning is a vital part of financial wellness, ensuring wealth is preserved and transferred smoothly. He emphasises proactive planning, professional guidance, and regular updates to protect families and secure long-term financial stability.

Hannes Van Den Berg, CEO of Momentum Advice, warns that rising fuel prices from global conflict will increase household costs and inflation. He advises consumers to protect essential cover like insurance and medical aid, and manage budgets carefully to maintain long-term financial resilience.