As the financial year-end approaches, Senior Wealth Manager Mark MacSymon urges South Africans to act now on key tax-efficient opportunities, from donations exemptions to RA and TFSA contributions, to avoid January admin pressure and make the most of 2025/2026 allowances.

A powerful year-end reflection by CFI South Africa CEO Zihaad Israfil on financial inclusion as a fundamental human right, highlighting how accessible tools, education, and technology can open economic participation to all South Africans and restore dignity through real opportunity.

Siboniso Dlungwane urges South Africans to enjoy the festive season without sabotaging their finances. He highlights the risks of overspending, skipping premiums, cybercrime, and poor planning, and encourages saving, staying insured, involving family, and using financial tools to enter 2026 confidently.

Consult’s CFO Boipelo Ndimande discusses why your bonus might feel smaller than previous years, and how to stretch your budget to make it through the notoriously expensive holiday season.

Self-employed individuals must take charge of their retirement planning, and a Retirement Annuity offers tax benefits, creditor protection, and long-term growth. Thomas Berry of PSG Wealth highlights discipline, early contributions, and the new two-pot system as key to building financial security and flexibility.

Retirement in 2026 is no longer a single event but a fluid transition shaped by longer lifespans, shifting careers, and the rise of the Grey Zone economy. Craig Lawrence of BDO highlights the need for proactive planning, preservation discipline, and accessible financial guidance.