Anri Armer, Financial Adviser at Momentum Financial Planning, says many lifelong financial habits originate from lessons taught by parents, but professional financial advice helps transform those foundational money behaviours into structured strategies for long-term financial growth and resilience.

Murray Anderson, Head of Retail at Prescient Investment Management, says retirement plans often fail because of underestimated long-term costs rather than insufficient savings, highlighting the need for realistic cashflow planning and sustained exposure to growth assets throughout retirement.

Senton Pillay, Provincial Head at Momentum Financial Planning, says rising living costs and stagnant wages are placing South African households under severe pressure, making professional financial advice essential for improving resilience, managing debt and protecting long-term financial security.

Francois Gouws, CEO of PSG Financial Services, says the refreshed brand reflects its evolution into a future-fit, advice-led fintech business, while maintaining its core values of consistency, trust and long-term client relationships.

John Gilchrist, Chief Investment Officer at PSG Asset Management, says market volatility driven by geopolitical shocks reinforces the importance of disciplined, long-term investing, with well-diversified, stress-tested portfolios better positioned to manage risk and capture opportunities.

Keith Peter, Advice Manager at Old Mutual Personal Finance, says the upcoming COFI Bill presents a major opportunity for IFAs, encouraging early preparation to leverage its flexible, outcomes-based framework, strengthen client-centric practices, and build competitive advantage through improved governance and partnerships.