Business Partners Limited area manager Megan Dedekind outlines six practical steps for South African SMEs to strengthen cash flow, from disciplined budgeting and digital tools to scenario planning, financial literacy and professional advisory support, helping businesses build long-term financial resilience.

Hannes Van Den Berg, CEO of Momentum Advice, positions professional financial advice as an essential economic infrastructure, translating policy into action, strengthening household and SMME resilience, and supporting broader national stability and sustainable growth.

Markets are full of “gaps”, between growth and jobs, tech and value, the dollar and rates, bonds and GDP. Izak Odendaal unpacks what these divergences mean for investors, and why managing the behavioural gap may matter most of all.

With the average business lasting just 15 years, succession planning is critical to long-term survival. Sudir Sahadeo explores how proactive leadership development, governance and smart financing can protect a founder’s legacy, and why structured transitions unlock stability, growth and generational resilience.

Don’t let tax year-end hype distract you from the real opportunity. Pieter Albertyn explains why lowering costs, maximising tax efficiency and harnessing compound growth can dramatically boost retirement outcomes, and how one extra contribution a year could change everything.

With the tax year closing, new data from TaxTim reveals most savers aren’t maximising their TFSA allowances. Director Daniel Swiegers warns that unused contributions mean lost tax-free growth, a costly mistake that compounds over decades.