John Gilchrist, Chief Investment Officer at PSG Asset Management, says market volatility driven by geopolitical shocks reinforces the importance of disciplined, long-term investing, with well-diversified, stress-tested portfolios better positioned to manage risk and capture opportunities.

Keith Peter, Advice Manager at Old Mutual Personal Finance, says the upcoming COFI Bill presents a major opportunity for IFAs, encouraging early preparation to leverage its flexible, outcomes-based framework, strengthen client-centric practices, and build competitive advantage through improved governance and partnerships.

Zanele Zungu, Advisory Associate at Citadel, says the first 90 days after a career transition are critical, urging individuals to stabilise finances, avoid emotional spending, adjust lifestyles, and protect retirement savings to prevent long-term financial setbacks.

ASI Financial Services says improving financial literacy is key to breaking cycles of poverty in South Africa, highlighting the importance of savings, insurance, retirement planning and using employee benefits effectively to build long-term financial resilience.

Howard Freese, Certified Financial Planner® at Old Mutual Personal Finance, warns that lifestyle inflation and instant gratification prevent wealth creation, stressing that income growth only improves financial security when paired with disciplined saving, investing, and strategic financial planning.

Sean Hanlon, Co-founder of BrightRock, reflects on the company’s 15-year journey, highlighting its success in redefining life insurance through needs-based solutions, driven by innovation, strong belief in its purpose, and a commitment to adapting to customers’ evolving needs.