Amid rising economic uncertainty and cost pressures, households are urged to seek professional financial advice rather than act alone. Strategic use of tax relief, prioritising debt reduction and savings, and regular financial reviews can help improve resilience and long-term financial stability.

Financial resilience is key to personal freedom, enabling individuals to navigate uncertainty and make empowered life choices. By building emergency savings, protecting income, setting boundaries, and planning intentionally, people can strengthen financial security and safeguard their independence over time.

Shared finances can strengthen relationships, but they can also create hidden risks. Keith Peter, Advice Manager at Old Mutual Personal Finance, explains why couples should approach joint loans, surety, property ownership and beneficiary nominations carefully to avoid costly legal and financial complications later.

In this reflective piece, Therèse Havenga explores the surprising psychology of generosity, showing how purposeful gifting not only strengthens relationships and legacy, but can also enhance happiness, resilience and meaning within a balanced long-term financial plan.

Coface forecasts modest global growth of 2.6% in 2026 amid geopolitical risks, with upgrades in risk ratings and strong commodity-driven prospects for Africa and South Africa, while global trade and corporate resilience support cautious expansion, reflecting a still uneven recovery.

Credit is often feared, but when tied to a clear purpose it can unlock opportunity. Wiehahn Koch argues that purpose-led lending can expand fair access to finance, support entrepreneurs and help South Africans build long-term financial resilience.