Gugu Mjadu, Executive General Manager at Business Partners Limited, says the SME Toolkit competition showcases the strength of South Africa’s entrepreneurial talent, highlighting innovative, impact-driven businesses and reinforcing the role of mentorship and support in building sustainable enterprises.

Walter Combrink, Life, Risk and Fiduciary Manager at Momentum Financial Planning, says succession planning is a vital part of financial wellness, ensuring wealth is preserved and transferred smoothly. He emphasises proactive planning, professional guidance, and regular updates to protect families and secure long-term financial stability.

Hannes Van Den Berg, CEO of Momentum Advice, warns that rising fuel prices from global conflict will increase household costs and inflation. He advises consumers to protect essential cover like insurance and medical aid, and manage budgets carefully to maintain long-term financial resilience.

Abdul Vally, CEO of Coface South Africa, says despite a slight decline in liquidations, businesses remain under pressure from weak demand and high costs. He emphasises that proactive credit risk management is critical to protecting cash flow and improving resilience in uncertain economic conditions.

Ronald King, Head of Public Policy & Regulatory Affairs at PSG Financial Services, warns that expanding access to retirement funds may provide short-term relief but risks undermining long-term savings discipline, potentially worsening South Africa’s retirement crisis by reducing future retirement capital and encouraging harmful withdrawal behaviours.

Kabelo Makeke, Head of Personal and Private Banking at Standard Bank South Africa, rejected allegations of misconduct relating to a historic vehicle finance case, stating they are false and baseless. He reaffirmed the bank’s commitment to ethical practices, transparency, and defending its reputation against misinformation.