Marius Kemp, Head of Personal Lines Underwriting at Santam, advises motorists to adopt fuel-saving habits like reduced speeds and carpooling amid rising petrol prices, while ensuring they understand insurance implications, as changes in vehicle use or payment arrangements could affect cover and claims.

Thandi Skade, Communications Manager at Allan Gray, says achieving long-term financial goals depends on building momentum through small, consistent actions. She highlights that “micro wins” help form sustainable habits, enabling investors to stay disciplined and benefit from compounding over time.

James Luke, Senior Portfolio Manager at Schroders, says gold’s recent sharp decline reflects short-term market dynamics, including rising rate expectations and liquidity pressures, rather than a structural shift. He maintains that gold remains a valuable long-term hedge amid ongoing geopolitical and fiscal uncertainty.

Yusuf Wadee, Head of Exchange-Traded Products at Satrix, says the firm’s strong showing at the 2026 SALTA awards reflects growing investor reliance on ETFs as transparent, cost-effective building blocks for long-term portfolios, supporting Satrix’s mission to make investing more accessible to South Africans.

Arthur Kamp, Chief Economist at Sanlam Investments, says rising oil prices threaten South Africa’s disinflation outlook by pushing inflation expectations higher. While rates may stay on hold short term, sustained inflation pressures could force the SARB to delay cuts or even hike rates.

At the 2026 SAVCA Conference, industry leaders debated private capital allocation, with some advocating a flexible, generalist approach for diversification and agility, while others stressed the need for segmented allocations to ensure transparency, accountability, and alignment with differing risk-return profiles.