Risk Management

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May 29, 2025
Fraud and Your Bank Account
Ann Cloete from Aon South Africa highlights the rising threat of cyber fraud targeting personal bank accounts. She explains how Funds Protect insurance offers vital cover against irrecoverable losses due to scams, phishing, identity theft, and online banking fraud.
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May 27, 2025
Evolving Macro Trends in the Credit Solutions Market
In an era of rising insolvencies, inflation shifts, and AI disruption, strategic credit risk management is vital. Aon’s insights highlight the role of trade credit insurance in protecting liquidity, enabling growth, and mitigating debtor risks across uncertain global markets.
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February 25, 2025
FIC publishes final Guidance Note 7A on the implementation of the risk management and compliance programme
The Financial Intelligence Centre (FIC) has released Guidance Note 7A (GN 7A), replacing GN 7, with key amendments to risk management and compliance programme (RMCP) obligations under FICA. GN 7A clarifies board-level responsibilities, mandates a risk-based approach, and enhances compliance culture. Accountable institutions must update their RMCPs to align with these new requirements.
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February 20, 2025
LexisNexis Risk Solutions Completes IDVerse Acquisition
Acquisition expands LexisNexis Risk Solutions’ capabilities in risk and fraud solutions and enhances digital identity onboarding and identity verification through AI-powered technology
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Financial Planning

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June 4, 2025
‍Sanlam Risk and Savings paid out R6.62 billion in Claims in 2024
Sanlam Risk and Savings paid out R6.62 billion in individual insurance claims in 2024 (up 9.24% from 2023), with a sharp increase in cancer claims, and cardiovascular claims showing an uptick compared to last year.
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May 29, 2025
Liberty pays out over R12 billion in claims in 2024
Liberty paid out R12 billion in claims in 2024, revealing key health, lifestyle and socio-economic trends. Insights highlight the value of life, lifestyle and income protection benefits—especially for women and younger people—while emphasising the importance of financial advice.
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May 29, 2025
If You Think Life Insurance Is Something for Your 40s, Your Future Self Might Want a Word
Sean Hanlon of BrightRock urges young professionals to prioritise income protection early. Present bias delays crucial cover, but starting young means lower premiums and long-term security. Your income is your biggest asset—protect it before it’s too late.
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May 23, 2025
National budget review 3.0: Three strikes or a charm?
A comprehensive overview of South Africa’s 2025 national budget, analysing fiscal performance, revenue trends, expenditure priorities, and economic forecasts. The review provides key insights into government strategies to stimulate growth, manage debt, and support social and infrastructure development.
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June 5, 2025
Low growth doesn’t mean no growth: Three standout local equity stories
Despite South Africa’s economic headwinds, Foord Asset Management sees long-term value in overlooked equities. At its latest webinar, Portfolio Manager Wim Murray spotlighted Capitec, Tiger Brands and WBHO as examples of market share winners, self-help stories and last-man-standing opportunities.
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June 3, 2025
How investors can strategise for consistent and thoughtful investments
PSG Wealth CIO Adriaan Pask warns that speculation and overreach—fueled by trading apps and leveraged products—are eroding investor discipline. He urges a return to long-term, goals-based plans and highlights patience, research, and risk awareness as essential to lasting success.
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June 3, 2025
Global slowdown and US-SA tensions put SA growth at risk
Citadel Chief Economist Maarten Ackerman warns that Trump’s tariff policies and strained US-SA relations are increasing recession risks. He urges urgent local reforms to boost growth, warning that SA's economy faces major headwinds amid global uncertainty and declining demand.
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June 3, 2025
Moving targets
Trade tensions and political pressures continue to buffet markets, as US tariff policy, legal challenges, and Fed uncertainty create a volatile global backdrop. Meanwhile, South Africa's Reserve Bank cuts rates amid low inflation, advancing long-term reforms like a lower inflation target.
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The cost of living is being hiked...

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Maybe your clients caught a breather when their current medical aid announced a contribution increase holiday towards the end of last year, but with that ending soon, they’ll now have to find the money somewhere to foot that bill too.

Luckily, your clients do have a say in the matter. They can tell their medical aid to “take a hike” and switch to Fedhealth, which lets them create and control their own medical aid affordability – all year long..

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June 4, 2025

What 13 years of disrupting the insurance industry has taught us

From koeksisters and a plastic crown to 1,500+ employees across three countries, King Price’s founder shares 13 powerful lessons in culture, purpose, disruption, and growth—revealing how bold thinking and human connection drive lasting success in insurance.
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June 4, 2025

Santam Specialists Solutions unites subsidiaries under one brand umbrella

Santam is unifying five leading specialist insurers under the Santam Specialist Solutions brand, streamlining operations and enhancing market presence across Africa and beyond—while preserving expert capabilities and trusted broker relationships, and reinforcing its commitment to integrated, specialist risk solutions.
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June 3, 2025

Three reasons why insurance is critical to small business survival in a high-risk economy

Thabo Twalo, Chief Underwriting Officer at Santam Broker Solutions, highlights why insurance is vital for SME resilience. From weathering crises and boosting supplier credibility to improving funding prospects, business insurance plays a crucial role in long-term sustainability and growth.
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May 29, 2025

Fraud and Your Bank Account

Ann Cloete from Aon South Africa highlights the rising threat of cyber fraud targeting personal bank accounts. She explains how Funds Protect insurance offers vital cover against irrecoverable losses due to scams, phishing, identity theft, and online banking fraud.
Read More
May 29, 2025

Living off the grid – What does your insurance cover?

Leruo Malumo of Santam highlights the growing need for updated insurance cover as South African homeowners invest in off-grid upgrades. He urges brokers to guide clients on policy reviews, proper documentation, and risk mitigation to protect these high-value eco-installations.
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May 29, 2025

When luxury comes apart at the seams

As counterfeit luxury goods flood global and local markets, Tarina Vlok, Managing Director of Elite Risk Acceptances warns that insuring fake items can lead to denied claims. She offers expert advice to high-net-worth individuals on verifying authenticity and protecting genuine luxury with the right cover.
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June 4, 2025
Tech-Driven Efficiency: How INSRAP is Transforming Insurance Replacements
Cameron Clark and Alan Kinloch of INSRAP, are digitally transforming claims fulfillment for brokers and insurers
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June 4, 2025
Classic Cars, 4x4s & More: How Cross Country Protects Passionate Collectors
Ian Georgeson of Cross Country Insurance shares their journey over the past 24 years.
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June 4, 2025
Rethinking Transport Risk
Mike Mgodeli, Managing Director of RTUSA, unpacks the future of mobility.
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June 4, 2025
Specialist Lines: The Future of Broker Success
Austin Mpandawana, Manager of Specialist Lines at Renasa, discusses the fast-evolving world of commercial motor insurance
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June 4, 2025
Unlocking Opportunities in the Heavy Commercial Vehicle Insurance Market
Hilmar von Mansberg, MD of Ownsurance, reflects on the 25-year journey of his career in the short-term insurance industry
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June 4, 2025
Why Plant Hire Insurance Needs More Than Just a Motor Policy
Fergus McNamara, of FDM Engineering Underwriters, unpacks the nuances of plant insurance in the construction industry
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June 4, 2025
Trading, Tech & Trust: Inside the Broking World
MJ Givens Kgasi pulls back the curtain on the platforms, processes, and people that make modern broking work.
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May 28, 2025
Life Cover in Dollars: A Game Changer for Global South Africans
Harry Joffe, Discovery Life, delves into the unique and innovative Dollar Life Plan
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May 28, 2025
Beyond Profits: Why Ethics Matter
Yaniv Kleitman, Director at Cliffe Dekker Hofmeyr, talks about the Social and Ethics Committee of corporate governance
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May 28, 2025
The Global Impact of Tariff Wars on Emerging Markets
Reza Hendricks, Portfolio Manager, PPS Investments, talks about key factors influencing the country’s economic outlook.
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June 4, 2025
Netstar expands global footprint while continuing to strengthen South African presence
Netstar, South Africa’s leading telematics brand, accelerates global expansion while strengthening local leadership with Jeandre Koen as new SA MD. Leveraging AI-driven solutions, Netstar aims to enhance fleet efficiency, safety, and innovation across international markets and the South African transport ecosystem.
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May 20, 2025
Honeypots become a strategic layer in cyber defence
J2 Software has introduced 'Honeypot as a Service', a plug-and-play solution designed to deceive attackers, gather critical threat intelligence, and ultimately strengthen an organisation’s cyber resilience. This new approach is particularly crucial as cyberattacks become more complex and targeted.
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May 28, 2025
27four invests in Inclusivity Solutions to enable innovative insurance solutions across the continent
27four’s Venture Capital Fund have invested alongside Goodwell Investments towards a funding round of ~ US $ 4 million to pan-African inclusive insurtech , Inclusivity Solutions.
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May 8, 2025
Root empowers clients and partners with technical certifications
Root has launched the Product Builder Fundamentals Course, a certification programme empowering clients to build insurance products independently. It upskills teams, fosters innovation, and accelerates speed to market, reducing reliance on developers while enhancing efficiency and control.
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March 27, 2025
Why Aren’t More Businesses Doing Personalisation Better?
Personalisation is evolving but remains underutilised. Andrew Solomon, Client Strategy Director at Achievement Awards Group, explores its challenges—data complexity, AI integration, and resource constraints. Despite these hurdles, businesses can start small, refine strategies, and gradually enhance customer engagement through tailored experiences.
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June 19, 2024
Understanding the value of customer complaints and the importance of handling them well
Complaints are an inevitable aspect of running a business. Handling these customer grievances effectively is crucial, not only for maintaining a good relationship with the complaining customer but also for safeguarding your business’s reputation - especially in an era where social media can amplify an individual’s voice
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August 31, 2023
Three practical ways to make your small business bloom this spring
Janeesha Ragubeer, Area Manager at Business Partners Limited, foresees a promising season ahead for South African small businesses, offering her insights on three actionable strategies to help them flourish this spring.
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