While most drivers know that their tyres need sufficient tread to be roadworthy, many are unaware that worn-out or unroadworthy tyres could result in an insurance claim being rejected in the event of an accident.

South Africa’s energy and water crises drive demand for solar and backup systems, but poor installation and infrastructure failures pose risks. Momentum Insure’s Rudolf Britz highlights the need for compliance, proper insurance, and fire safety to protect homes and businesses effectively.

South Africa’s insurance sector faces growing risks in 2025, including infrastructure challenges, cyber threats, and climate change. Molebatsi Langa from Old Mutual Insure outlines proactive strategies for policyholders, such as water scarcity measures, fire prevention, cyber cover, and climate resilience.

Kidnapping for ransom is rising in South Africa, with cases reaching 17,061 in 2023/24. Ryno de Kock, Head of Distribution at PSG Insure, highlights the importance of kidnap and ransom insurance for financial protection, crisis management, and personal security.

Siyakha Masiye, spokesperson at MiWay, advises South Africans on negotiating affordable insurance premiums without compromising coverage. He highlights key strategies, including assessing needs, leveraging security measures, bundling policies, adjusting excess, and reviewing policies annually to ensure financial stability.

AIE 2025, themed “The Baobab Advantage,” will take place from 27-30 July at Sun City and online. Sponsors, including Marsh McLennan, Old Mutual Insure, and Infobip, highlight its role in fostering resilience, digital transformation, and collaboration. The conference will explore evolving risks, regulatory shifts, and innovative insurance solutions.