Rudolf Britz, Chief Actuary at Momentum Insure, says businesses should avoid cutting insurance during economic pressure, as strong risk management and adequate cover are critical to resilience, enabling companies to withstand shocks, protect cash flow, and position themselves for long-term growth.

Thabo Twalo, Chief Underwriting Officer at Santam, says small maintenance oversights on farms can quickly escalate into major losses, emphasising that proactive upkeep and early intervention are critical to preventing costly damage and insurance claims.

Mamoeti Nosi, Product Head: Events at iTOO Special Risks, says comprehensive event insurance is essential for managing the complex risks of large-scale events like the Comrades Marathon, ensuring organisers can deliver safe, resilient and successful experiences despite unforeseen challenges.

Dipesh Radia, Chief Commercial Officer at Momentum Insure, says insurance policies can become outdated through gradual life changes, urging policyholders to regularly review cover to ensure it accurately reflects evolving assets, lifestyles, and risk profiles.

Jason Veitch, Head of Travel, Accident and Health at Santam Travel Insurance, says choosing the right travel insurance depends on understanding your trip risks, with comprehensive cover, especially medical insurance, being essential to protect against costly emergencies and disruptions.

Ryno de Kock, Head of Distribution at PSG Insure, says insurance claims are often rejected due to common oversights such as misunderstanding cover, poor maintenance, or delayed reporting, stressing the importance of proactively understanding policies to avoid costly surprises.