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COVER’s September edition brings together South Africa’s most relevant conversations on technology, sustainability, mutuality, and modern advice.

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November 10, 2025
A2X welcomes Competition Commission decision re anti-competitive behaviour by the JSE
A2X welcomes the Competition Commission’s referral of alleged anti-competitive conduct by the JSE to the Tribunal. The exchange argues that fair competition will lower trading costs, improve liquidity and support market growth, ultimately benefiting investors, listed companies and South Africa’s broader economy.
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November 10, 2025
Critical information for people nearing retirement
Rising living costs make choosing the right annuity crucial for retirees. Financial advisers guide clients between life, living and blended annuities, balancing income needs, investment risks, estate planning and tax implications to secure sustainable retirement income and protect beneficiaries’ long-term financial wellbeing.
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November 10, 2025
Think the US large cap market is too efficient for active managers to outperform? Time to think again
New research challenges the idea that active managers can’t beat passive investing. The rise of thematic ETFs and retail stock trading has expanded the “active” side of markets, creating more mispricing and opportunities for skilled active managers to outperform, even in the US.
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November 10, 2025
What the Gold and AI booms mean for investors
Gold’s surge and AI-driven equity gains have boosted markets, but rising concentration and extreme price moves signal caution. As major tech firms pour billions into AI infrastructure, future returns remain uncertain. Investors may benefit from diversifying into assets still priced attractively.
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November 10, 2025
A year of Trump 2.0
A year into Trump’s second term, tariffs, tax changes and immigration policies have shaped markets, inflation and employment. While AI investment has supported growth, uncertainty around trade, rates and the labour market remains, highlighting the need for measured investing and diversification.
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November 7, 2025
Are there hidden risks lurking in your multi-asset fund?
As markets evolve beyond the post-GFC “norms”, multi-asset funds face hidden risks. Justin Floor highlights how rigid models and overly conservative positioning can jeopardise investors’ long-term outcomes, and why a fresh, adaptive approach is now critical for real resilience and growth.
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November 7, 2025
African insurers poised for transformation as sector enters new era of execution
Africa’s insurance sector is at a turning point. Kearney’s new report reveals how technology, partnership ecosystems and simplified products are unlocking growth and inclusion. The next decade belongs to insurers who translate bold strategy into real, scalable impact.
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November 7, 2025
Resilience is not optional: Why disaster risk reduction must anchor the G20 agenda
With disasters becoming more frequent and costly, this piece calls for global cooperation to build resilience. Drawing on Santam’s P4RR success, it shows how partnering with communities can protect lives, livelihoods and the future we all share.
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November 7, 2025
The Confluence Revolution: Why Private Credit is Gaining Traction in Africa (Part 1)
Private credit is reshaping Africa’s investment landscape, attracting new investors and filling lending gaps left by traditional banks. This piece unpacks the trends driving its rise, the opportunities emerging, and how credit funds are becoming a powerful force in African finance.
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November 7, 2025
When a love for horses brings innovation to financial services
Consult by Momentum Boschkop has launched Giddy-Up, South Africa’s first digital equine ecosystem. The platform combines wellness records, event management, community access and tailored insurance solutions, simplifying horse ownership while protecting the deep bond between horses and their people.
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Download the 2023 TechFest eBook

Technology has become indispensable in the digital age. As for the insurance and financial industries, if you had the privilege, or foresight, to attend COVER's TechFest2023, you would have heard from the various presenters how crucial innovation on the back of technology has become for survival and a sustainable competitive strategy.

In this e-book we feature a comprehensive overview of all the presentations and round table discussions. The videos of the sessions, for the full experience, can be viewed on our website.

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