In this edition, we highlight the resilience and adaptability of South Africa’s small business sector. From fintech to evolving risk strategies, SMMEs, insurers, and advisers are navigating rapid change with ingenuity. Collaboration stands out — between brokers and clients, insurers and tech partners, and across sectors. It’s clear that partnerships are key in uncertain times. We also explore how mutuality, compliance, and digital transformation are reshaping the industry. Whether it’s global risk insights from Marsh McLennan or PPS’s tech-driven life cover, standing still is not an option.