Self-employed individuals must take charge of their retirement planning, and a Retirement Annuity offers tax benefits, creditor protection, and long-term growth. Thomas Berry of PSG Wealth highlights discipline, early contributions, and the new two-pot system as key to building financial security and flexibility.

Retirement in 2026 is no longer a single event but a fluid transition shaped by longer lifespans, shifting careers, and the rise of the Grey Zone economy. Craig Lawrence of BDO highlights the need for proactive planning, preservation discipline, and accessible financial guidance.

The 22nd Standard Bank Top Women™ Awards celebrated South Africa’s leading women across business, public service, and social impact, honouring trailblazers like Dr Leila Fourie. With over 800 attendees, the event highlighted women-led innovation, economic impact, and Standard Bank’s commitment to empowerment.

Scammers are increasingly impersonating financial institutions and industry leaders to target retirement savers, while unqualified “finfluencers” spread risky advice online. South Africans are urged to verify credentials, avoid unsolicited messages, protect personal information, and rely on trusted, regulated sources before making financial decisions.

Buy Now Pay Later schemes, heavily promoted during the festive season, pose hidden risks. With no NCA protection, affordability checks or clear disclosures, BNPL can worsen debt, strain household budgets, and leave vulnerable consumers exposed to serious financial setbacks in the new year.

At Momentum’s 7th Science of Success Festival, Dr. Price Pritchett shared a four-point checklist, set big goals, pursue relentlessly, do the mind work, track progress, highlighting discipline, mindset, and support as keys to achieving financial security and personal success.