Tarina Vlok, MD of Elite Risk, reveals how a luxury lifestyle and broad digital footprint amplify exposure, and why traditional insurance often won’t cover these losses.

Sharon Paterson, CEO of Infiniti Insurance, urges clients to consult brokers, understand policy terms, and prioritise proper asset valuation to avoid underinsurance. Choosing the right cover means balancing affordability with sufficient protection for long-term financial security and peace of mind.

PSG Insure’s Ryno de Kock warns against underinsurance in tough economic times. He outlines smarter ways to save on premiums, like risk reduction and regular policy reviews, while stressing that chasing the cheapest cover can leave consumers dangerously exposed.

Old Mutual Insure’s Blue Sky division is driving industry transformation through strategic acquisitions, targeting niche insurers and enabling succession solutions. CCO Jerry Anthonyrajah shares how cultural alignment, innovation, and diversification are shaping the future of South Africa’s short-term insurance landscape.

Aon South Africa’s 2025 Client Trends Report highlights how climate volatility is disrupting trade, supply chains, and key sectors like agriculture and transport. Businesses are urged to adopt resilient infrastructure, diversify supply chains, and use insurance and risk modelling to adapt.

Episode 3 of The Insurance Apprentice 2025, sponsored by INSETA, challenges contestants to sell insurance as a dream career to South Africa’s youth, spotlighting scarce skills and future talent needs through creative, engaging pitches judged by 18-year-olds.