Climate change is intensifying natural disasters, driving up economic losses and insurance claims globally. Pamela Ramagaga explores the urgent need for climate-resilient infrastructure, public-private collaboration, and updated risk models to protect vulnerable communities and sustain South Africa’s non-life insurance industry.

Africa Insurance Pulse 2025, launched at the AIO Annual Conference in Addis Ababa, highlights the insurance sector’s pivotal role in de-risking and financing infrastructure to drive Africa’s growth, climate resilience, and inclusion, through multi-stakeholder collaboration and innovative risk mitigation solutions.

Ami Underwriting Managers has partnered with insureAI to enhance pricing precision and fairness using AI-powered actuarial technology. The collaboration enables smarter underwriting, dynamic risk assessment, and long-term value creation for brokers and HNW clients through adaptive, data-driven pricing strategies.

Insurance fraud in South Africa surged 46% in 2023. GIB Insurance’s Liezel van der Schyff highlights the growing sophistication of fraudulent claims and how insurers are fighting back with tech, collaboration, and stricter vetting to protect honest policyholders

Original Equipment Equivalent (OEE) glass has become a hot topic in the South African insurance industry recently, as market leaders start moving to specify OEE glass instead of Original Equipment Manufacturer (OEM) glass for auto glass and windscreen replacement.

Working from home often means investing in office equipment and using personal spaces for business purposes. Nxumalo warns that standard home insurance policies may not cover business activities, which could lead to declined claims.