Harnacks Insurance is a small family brokerage started in 1965 by Herman Harnack…Even in those early days Herman was insuring niche products to the legal eagles in Cape Town.Now a third generation family business we continue to insure mainly motorcycles and over the years have developed the model currently used by almost every other underwriter in South Africa.The managing director of Apex Underwriters who started insuring motorcycles has even found it necessary to take possession of the domain name www.bikesure.co.za.Why BikeSURE UMA ? Our product offering provides the most complete and innovative bike insurance available.We believe that our transparent non-disclosure policy derived from our market experience is a first for the short term industry.We understand through experience how to contain claim costs and pass these savings on to our customers.