Magazine

April 2026 edition

In a world defined by constant change, this edition explores the forces reshaping insurance, investment, and financial advice. From the rise of AI and shifting client expectations to the growing importance of partnerships and resilience, the industry is being redefined in real time. Across these pages, we move beyond theory into practical insight, examining how professionals can adapt, stay relevant, and create lasting value. As markets evolve and complexity deepens, success will belong to those who balance innovation with human understanding.
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What’s Inside

Why blending unit trusts remains essential

In a world where markets defy logic, Natalie Harrison, Head of Distribution at Curate Investments, says diversification isn’t optional.

Where is AI’s ROI for Insurers?

Examines how insurers are shifting from AI experimentation to measurable business value, highlighting strategy, execution, human augmentation, and the redistribution of value

Igniting Impact: Rethinking Value, Relevance and Community in the Insurance Industry

A conversation with Chandre Stemmers, IIWC president, exploring how the industry is redefining value through collaboration, experiential learning, inclusivity, & digital adaptation

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Financial Planning

1. Why blending unit trusts remains essential - Read Article

Natalie Harrison, Head of Distribution at Curate Investments

2. Ceasefire and oil prices: Ongoing uncertainty vs what we know - Read Article

Malcolm Melville, Fund Manager, Commodities at Schroders

3. Strong partnerships create value that compounds - Read Article

Old Mutual IFA

4. The new alpha: Why your personality is the secret to financial success - Read Article

Paul Nixon, Head of Behavioural Finance at Momentum Advice

5. Trusts, Addiction & Responsibility: A Guide for South African Trustees - Read Article

Moremadi Mabule, Head of Sales, Beneficiary Funds at Sanlam Trust

6. Wealth preservation: why succession planning is really about leaving a legacy - Read Article

Walter Combrink, Life, Risk and Fiduciary Manager at Momentum Financial Planning

7. Will AI replace financial advisers? Short answer: no - Read Article

Stian de Witt, CFP®, Head of Financial Planning at NMG Benefits

8. The reality of income risk in a changing world of work - Read Article

Nic Smit, Product and Pricing Executive at Bidvest Life

9. Mutuality, meaning and the myth of invincibility - Read Article

Tony van Niekerk, COVER in coversation with PPS Group CEO Izak Smit

Africa

1. Africa’s post-pandemic supply chains are about to be severely tested - Read Article

Wayne Meisel, Market Development & Customer Officer, SAP Southern & Emerging Africa

2. While the world debates digital assets, Africa is showing how they work - Read Article

Lasbery Chioma Oludimu: VP of Global Operations and MD of Yellow Card Nigeria

3. Financial settlement, T+1 Is not a race: Why Africa must prioritise readiness over speed - Read Article

Sam Dahya, Head of Investor Services, Custody and Investment Administration, Standard Bank CIB

Short Term

1. The Shift: How Momentum Insure Is Reimagining Insurance in a Digital World - Read Article

Shweshwe Tlhapane, CMO for Momentum Insure

2. Africa's Insurance Regulatory Landscape: Best Practices for Pan-African Operations - Read Article

Kathy Malherbe, Freelancer in conversation with OLEA Group’s, Ayouba SEYDOU, Director of Placement and Reinsurance

3. Why Service and Partnerships Are Redefining Insurance Value - Read Article

COVER in conversation with Denleigh Wilensky, MD of HIC Underwriting Managers

4. In Motor Insurance, the Real Differentiator Is the Claim - Read Article

Tony van Niekerk, COVER in conversation with Grant Cross, founder and director of Motor Acceptance

5. Closing the SME protection gap: Why access and relevance matter more than ever - Read Article

Dini Nondumo, Head of Commercial Insurance Standard Insurance Limited

Technology

1. The race to reinvent: Key trends shaping insurance in 2026 - Read Article

EARNIX

2. Operationalising data in insurance - Read Article

Angus Black, Director at BarnOwl Data Solutions

3. Building the modern insurance technology landscape - Read Article

Thomas Kieck, Business Development Director at Tial Technologies

4. Why resilience, not cost, should shape your digital strategy - Read Article

Tony van Niekerk, COVER in conversation with Allan Juma, Lead Cybersecurity Engineer at ESET

5. How artificial intelligence is rapidly transforming the insurance and financial services sectors - Read Article

Kim Rew, Partner & Jered Shorkend, Associate at Webber Wentzel

Association corner

1. Igniting Impact: Rethinking Value, Relevance and Community in the Insurance Industry - Read Article

COVER in converation with Chandre Stemmers, president IIWC

Events

1. HIC Broker Roadshow strengthens relationships and spotlights practical product innovation - Read Article

2. Insurance built better: From AI ambition to business transformation - Read Article

3. Six organisations across Africa honoured at inaugural CRe Insurance Awards 2026 - Read Article

4. Preparing for emerging risks in Africa: skills, capacity & the future of insurance - Read Article

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