STILUS is a specialist in the assessment of legally recoverable levies on behalf of the Insurance Company which insures both Homeowners Associations and sectional title Body Corporate schemes against the risk of owners’ defaulting on the payment of their monthly levies and other allied charges.The levy cover product which was created by STILUS in 2010, is presently unique to the ONE Sectional Title Products underwritten by Mutual and Federal Risk Financing Ltd and provides, in essence, a guaranteed cash flow for Body Corporate Schemes and Homeowners associations. The complexes’ most important asset is its levies. Complexes with guaranteed cash flows are enabled to pay their creditors promptly and most importantly have funds available to maintain their properties in a pristine condition. As a consequence, there should be fewer and smaller claims against their material damage insurer’s policies. There is no doubt that attractive and well managed complexes will invariably have a higher market value than run-down dilapidated properties.