Classic Cars, 4x4s & More: How Cross Country Protects Passionate Collectors

Cross Country is not just an insurance provider—it’s a lifestyle enabler. Over the past 24 years, the company has built a reputation for offering specialised insurance solutions for those who see their vehicles as more than just a mode of transport. Whether it's 4x4 adventurers exploring remote destinations or classic car collectors preserving automotive history, Cross Country ensures comprehensive coverage tailored to each niche.

For classic car owners, the company provides agreed-value insurance, ensuring that vintage vehicles are valued accurately in the event of a loss. Policies also account for limited mileage use, breakdown support, and club affiliations. Classic motorcycle owners enjoy similar benefits, with dedicated cover designed to protect collectibles with unique valuation requirements.

Beyond traditional motor insurance, Cross Country has expanded into lifestyle-driven coverage, such as hunting insurance, which includes medical evacuation, cover for hunting dogs, and even re-hunting costs in case of lost trophies. Their 4x4 policies remain a cornerstone of their business, offering extensive cross-border protection, repatriation, and emergency assistance—essential for those who embark on off-road adventures.

What sets Cross Country apart is its deep connection to the communities it serves. By working with brokers and enthusiast clubs, they ensure that every policy is designed with real user needs in mind. Their commitment to innovation, personalised service, and risk management makes them a trusted partner for those who demand more from their insurance.

Whether protecting a rare vintage vehicle, an expedition-ready 4x4, or an entire outdoor lifestyle, Cross Country’s mission remains the same: to go beyond insurance and provide peace of mind for every adventure.

Key Points

• Niche Insurance Expertise: Cross Country specializes in insuring classic cars, 4x4 vehicles, and adventure-driven assets.

• Agreed-Value Cover: Classic cars and motorcycles are insured based on professional valuations, ensuring fair payouts in case of loss.

• Broker-Driven Business Model: The company works closely with brokers and classic car clubs to deliver tailored policies.

• Adventure-Focused Protection: Their 4x4 insurance includes cross-border coverage, repatriation, and roadside assistance.

• Expanding Beyond Vehicles: Cross Country also covers lifestyle activities like hunting, with unique features such as medical evacuation and coverage for hunting dogs.