Felicia Hlophe, legal adviser at Allan Gray, explains the possible consequences of a divorce for members of occupational retirement funds, such as the Allan Gray Umbrella Fund, and their non-member spouses, and sets out the applicable legislation and case law that govern divorce claims

A business succession plan ensures a smooth transition when you exit your company. This article covers the importance of starting early, key considerations for planning, and the benefits of professional assistance.

This analysis, gleaned from insights shared during the Equilibrium Quarterly Bulletin webinar, offers a nuanced exploration of the intricate interplay between electoral dynamics and economic projections in South Africa.

While the catalyst for allowing early access to one’s retirement savings was the economic hardship caused by the Covid-era lockdowns, utilising this option will be costly. It should ideally be reserved for periods of genuine financial hardship. Pieter Koekemoer, the Head of Personal Investments at Coronation unpacks the upcoming two-pot retirement system set to take effect in South Africa this September 2024.

The May election is critical, as it has a direct impact on future Policy decisions of the Government and how both local and international investors will view South Africa going forward.One should consider if business should be playing a more definite role in shaping policy as opposed to just commenting on it.

Estate planning must not be seen in isolation from your retirement savings, investment portfolio or business succession plan. All aspects of your financial plan ultimately serve the objectives of your estate plan.