Magazine

March 2026 Edition

In this edition of COVER, we explore an industry shaped by both scale and complexity. Motor insurance remains the engine room of South Africa’s market, yet a persistent protection gap continues to influence risk, pricing, and opportunity. As innovation accelerates and competition intensifies, the divide between insured and uninsured realities grows more pronounced. This issue examines how insurers, brokers, and partners can respond by building solutions that are commercially sustainable, socially relevant, and grounded in trust.
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What’s Inside

Compliance as a competitive edge

Insights from a recent COVER webinar highlight a fundamental shift: compliance is becoming a core driver of business value, client trust and operational resilience.

Specialist lines, smarter partnerships, and the evolving broker advantage

In areas like heavy commercial and e-hailing insurance, brokers who embrace specialisation and client enablement are gaining a competitive edge in a rapidly evolving market.

Rethinking Risk: From Climate Reality to Cognitive Diversity

Insights from the IIWC Edu Webinar highlighting how climate change and neurodiversity are reshaping resilience.

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Compliance

1. Compliance as a competitive edge - Read Article

COVER

2. Why compliance is no longer a tick-box exercise in insurance operations - Read Article

Grant Davids, CFO, QSURE

3. COFI and Omni-RR: What UMAs Need to Do Now to Strengthen Compliance - Read Article

Alicia Kamfer, Masthead Pretoria Area Manager and Compliance Officer

Financial Planning

1. Preparing for the great wealth transfer: What you need to do now - Read Article

Hannes Esterhuyse, Regional Manager, Momentum Wealth International

2. Seven trends reshaping international private health insurance in Africa in 2026 and beyond - Read Article

Karim Idilby, Chief Growth Officer, AXA Global Healthcare

3. SA hedge fund industry reports strong results for 2025 - Read Article

Hayden Reinders, convenor of the ASISA Hedge Funds Standing Committee

Wheels

1. South Africa’s post-collision repair capacity under structural strain - Read Article

Juan Hanekom, national director of SAMBRA

2. Compliance is not a feature. It is architecture. - Read Article

Stuart Scanlon, MD epic ERP

3. Specialist lines, smarter partnerships, and the evolving broker advantage - Read Article

COVER in conversation with Austin Mpandawana, Senior Manager for Specialist Classes at Renasa

4. 11 years in heavy commercial vehicles: why discipline, detail and partnership matter - Read Article

COVER in conversation with Tyler Botha, head of claims, VAPS HCV

5. Moving people, shifting risks, and the future of passenger transport insurance - Read Article

COVER in conversation with Mike Mgodeli, Managing Director of RTU Renasa Taxi Insurance

6. Two wheels, specialist thinking, and the power of niche expertise - Read Article

Cameron Clark, New Business Executive at Admin PlusSA

7. How fleet accountability reduces risk and costs - Read Article

CTU Insurance

Short Term

1. Financial advisory profession enters its outcome-driven era - Read Article

Lizl Budhram, Head of Advice at Old Mutual Personal Finance

2. Part 2: Africa's insurance regulatory and political landscape - Read Article

Kathy Malherbe, Freelance writer

3. Geopolitical conflict and the global insurance market – lessons for South African insurers and reinsurers - Read Article

Sandra Sithole, Partner & Raynold Tlhavani, Partner at Webber Wentzel

4. Premature mine closure as the real rehabilitation risk - Read Article

Shaheel Jawair, Head of Trade and Construction Guarantees at Hollard Insure

Technology

1. The race to reinvent: Key trends shaping insurance in 2026 - Read Article

Tony van Niekerk, COVER

2. Designing technology that fits: A Practical view of the tailored insurance application landscape - Read Article

Thomas Kieck, Business Development Director, Tial

The Association corner

1. Rethinking Risk: From Climate Reality to Cognitive Diversity - Read Article

2. Aspire Together: A new chapter unfolds at the IIG Inaugural Presidential Dinner - Read Article

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