Momentum Corporate Retirement Benefit Counsellor and Financial Coach, Tshepo Mathato, gives a few tips on how to make the right changes and make sure we stick to them.

FNB has innovated with the core purpose of providing real help, by introducing dedicated, tailor-made and affordable estate administration services for the lower to middle end of the South African market for estates valued at R250 000 and lower.

When the going gets tough, the tough get going’ is a witty saying that is apt for this time of year; it is easy to set financial goals but harder to stick to them. To avoid temptation and remain committed to your investment goals, a strong plan of action is needed,” says Nomi Bodlani, head of direct clients at Allan Gray.

After several difficult years, listed property is likely to benefit from favourable tailwinds in 2024 and beyond. These include lower levels of inflation and the growing prospect of interest rate cuts.

One thing South Africans should comprehend well, is that if you have material amounts of money, sitting in either a bank or investment account, one way or another you are going to have to pay tax on the income or capital growth from it.

If you’re saving for your retirement, both retirement annuities (RAs) and tax-free investments (TFIs) are good investment choices. But which one offers the best tax benefits?