Deciding on an appropriate tax-efficient investment, such as a retirement annuity (RA) or a tax-free savings account (TFSA) depends on your circumstances. But you don’t have to choose one or the other, both an RA and a TFSA can be included in your financial plan. This article explores why this is the case.

Andiswa Bata, Head of SME: FNB Commercial, says adequately understanding the implications and opportunities presented by the Budget Speech is essential to help SMEs plan ahead. She highlights key points that SMEs should pay special attention to

Momentum Corporate Retirement Benefit Counsellor and Financial Coach, Tshepo Mathato, gives a few tips on how to make the right changes and make sure we stick to them.

FNB has innovated with the core purpose of providing real help, by introducing dedicated, tailor-made and affordable estate administration services for the lower to middle end of the South African market for estates valued at R250 000 and lower.

When the going gets tough, the tough get going’ is a witty saying that is apt for this time of year; it is easy to set financial goals but harder to stick to them. To avoid temptation and remain committed to your investment goals, a strong plan of action is needed,” says Nomi Bodlani, head of direct clients at Allan Gray.

After several difficult years, listed property is likely to benefit from favourable tailwinds in 2024 and beyond. These include lower levels of inflation and the growing prospect of interest rate cuts.