The Office of the Pension Funds Adjudicator has been inundated with almost 1000 complaints by security officers about their employer Mafoko Security Patrols who they say deducted contributions from their salaries but did not pay it over to the fund.

Trusts remain one of the most effective estate planning tools for families, but setting up a trust is not a one-size-fits-all solution. According to Mariska Redelinghuys, Legal Specialist: Advice at PSG Wealth the suitability of a trust for your family will depend on your family’s particular needs and circumstances.

It is rather unfortunate that fiscal policy in South Africa only gets attention twice a year -- around the time of the Budget Review and the Medium-Term Budget Policy Statement (MTBPS) -- as it has such profound implications for the bond market in particular, and the country at large

Financial education in South Africa is still lacking, and much must be done to empower consumers to manage their finances better so they can extricate themselves from crippling debt and reduce pervasive financial anxiety.

Many advisors in the Eastern Cape are grappling with the repercussions of the economic climate, said Ferdi Coetzee, Masthead Regional Manager for the Eastern Cape.

In short, it seems the mining company tax windfall of yesteryear was but a flash in the pan for our fiscal woes, and the more familiar anaemic-growth-and-much-needed-fiscal-austerity narrative, is in play.