As an intermediary, the role of an insurance broker is multi-faceted, extending far beyond providing clients with advice and guidance on choosing the right amount and type of cover. In the realm of commercial insurance, brokers have a fiduciary responsibility to provide an advisory service that is underpinned by extensive, industry-specific knowledge. As such, the most effective brokers are not only experts on insurance, but they are also risk management specialists who understand the unique threats that face businesses within a specific sector.

Insurance policies shouldn’t be seen as static agreements that are concluded as once-off arrangements. Instead, short-term insurance products are designed to evolve along with you and your family as your life takes shape, adapting to your changing needs.

Earlier this year, a Grain SA survey indicated that 22% of grain producers in South Africa had lost more than 60% of their white maize plantings to water damage in 2022.

When you insure your car, you normally have a choice between ‘retail value’ and ‘market value’. But now you have a third option: Insuring your car for an agreed value.

Insuring a heritage property requires specialist expertise and advice based on an informed perspective on the unique risks involved.

With the South African Weather Service issuing a warning for more rain and the further risk of flooding, Bryte Insurance shares some tips to help safeguard people and possessions.