Howard Freese, Certified Financial Planner at Old Mutual Personal Finance, highlights how new fathers are often caught off guard by how quickly the pressure mounts. “There’s this moment when you realise, you’re not just responsible for yourself anymore — and it changes the way you think about every rand you spend.”

The instinct to seek refuge in liquid, lower-risk assets during uncertain times is understandable − especially when global markets appear jittery. But is a move to cash still wise when interest rates are headed lower?

With more young adults making bold financial decisions – buying homes, financing cars, and stepping into ownership – insurance must become a priority conversation for this age group.

Rebekah Pillay - a KwaZulu-Natal-based financial adviser with Consult by Momentum, recently added a new title to her name: Mrs India Worldwide SA finalist at the previous Saturday’s Mrs India pageant.

Equilibrium is thrilled to announce two new team members to the Equilibrium Investment Management team, as the discretionary fund manager (DFM) continues to strengthen its capabilities and deepen its focus on collaboration and establishing long-term partnerships.

For so many young South African men, their first salary represents freedom, independence, and a promising first step on the journey to success. Yet, Momentum Head of Financial Advice and Planning, Bertie Nel, says this achievement often goes hand-in-hand with a stark lack of financial literacy, breeding a silent vulnerability that extends far beyond their bank balance.