With up to 80% of small businesses failing, understanding your Money Personality is key. Jacques Coetzer of Sanlam explains how founders’ differing attitudes to risk and money can cause conflict, and how self-awareness and planning can build lasting financial resilience.

San-Marié Crause and Reiner van Gijsen highlight how group risk insurance underpins financial stability for millions of South African households. Beyond pricing, efficiency, standardisation, and education are critical to ensuring timely claims, relevant benefits, and enduring social protection.

The 7th annual SAVCA Industry Awards celebrated South Africa’s private capital success stories, highlighting innovation, growth, and impact across start-ups, SMEs, and large companies. Winners included The Virtual Agent, LEAP, Aquatico, TLG, Edward Pitsi, and RapidDeploy, showcasing leadership and resilience in venture capital and private equity.

The transfer of family wealth is becoming more complex as people live longer, and families span multiple generations and jurisdictions. Hilary Dudley of Citadel Fiduciary explores how patience, planning and open conversations can preserve assets responsibly and empower heirs for the long term.

Rising living costs make choosing the right annuity crucial for retirees. Financial advisers guide clients between life, living and blended annuities, balancing income needs, investment risks, estate planning and tax implications to secure sustainable retirement income and protect beneficiaries’ long-term financial wellbeing.

Consult by Momentum Boschkop has launched Giddy-Up, South Africa’s first digital equine ecosystem. The platform combines wellness records, event management, community access and tailored insurance solutions, simplifying horse ownership while protecting the deep bond between horses and their people.