Choosing the right financial adviser is about more than expertise, it’s about trust, transparency, and alignment with your goals. Robyn Laubscher outlines the key questions to ask to ensure a lifelong, confident partnership for you and your family.

South African women are reshaping credit’s reputation, using personal loans strategically for education, healthcare and household resilience. With rising access through digital platforms, responsible borrowing is becoming a tool for empowerment—helping women navigate financial pressures and build long-term security.

Marking 90 years since the US Social Security Act, this piece explores the global challenges of ageing populations, falling birth rates, pension reform, and retirement sustainability, highlighting shifting demographics, economic impacts, and the urgent need for individuals to save more.

Lindiwe Sebesho, Master Reward Specialist and SARA Exco member, will present “Reward Strategies for Enhancing Client Loyalty and Satisfaction” at the 2025 FPI Professionals Convention, 3–4 November, Sandton Convention Centre. Her session explores values-driven reward strategies to build lasting client relationships.

Kenny Rabson, Discovery Invest CEO, says volatility shouldn’t deter investors from growth assets. Despite global uncertainty, local equities remain attractively valued, reforms support resilience, and emerging markets offer strong prospects. Staying disciplined, diversified, and focused on fundamentals positions investors for long-term gains.

Adriaan Pask, PSG Wealth CIO, says successful intergenerational wealth management blends estate planning, education, and values-driven decisions. Open communication, mentorship, and early financial literacy help younger generations grow and protect assets, ensuring legacies endure through shared vision, strategic planning, and collaboration across generations.