The Banking Association South Africa welcomes the 2025 Medium Term Budget’s commitment to fiscal discipline and reform. With a new 3% inflation target, lower debt costs, and better revenue performance, BASA highlights the momentum toward stability, investment confidence, and sustainable growth.

South Africa’s medium-term budget signals growing fiscal discipline despite political complexity. Momentum Investments’ economists, Sanisha Packirisamy and Tshiamo Masike, unpack Treasury’s steady progress toward debt stabilisation, lower inflation targets, and cautious optimism for a sovereign ratings upgrade amid ongoing reform efforts.

South Africa’s fiscal outlook is showing early signs of stabilisation. Reza Hendrickse, Portfolio Manager at PPS Investments, unpacks the Medium Term Budget Policy Statement’s cautious optimism, highlighting revenue gains, restrained spending, and the slow but steady path toward debt sustainability.

With up to 80% of small businesses failing, understanding your Money Personality is key. Jacques Coetzer of Sanlam explains how founders’ differing attitudes to risk and money can cause conflict, and how self-awareness and planning can build lasting financial resilience.

San-Marié Crause and Reiner van Gijsen highlight how group risk insurance underpins financial stability for millions of South African households. Beyond pricing, efficiency, standardisation, and education are critical to ensuring timely claims, relevant benefits, and enduring social protection.

The 7th annual SAVCA Industry Awards celebrated South Africa’s private capital success stories, highlighting innovation, growth, and impact across start-ups, SMEs, and large companies. Winners included The Virtual Agent, LEAP, Aquatico, TLG, Edward Pitsi, and RapidDeploy, showcasing leadership and resilience in venture capital and private equity.