Retirement and estate planning are interconnected. Retirement products like RAs and LAs can reduce estate duty, provide liquidity to dependants, and enable efficient wealth transfer, making them a vital component of a holistic financial plan.

Michele Jennings, Chief Executive of glu, unpacks why “2020Fix (2026)” should be about financial clarity, not rushed switching, and how advisers can help clients avoid costly mistakes such as lost underwriting benefits and hidden exclusions.

Hugo Blom explores the shift from wealth accumulation to legacy building, outlining how focused planning, family governance, financial education and up-to-date estate documents can transform financial success into enduring, multi-generational family wealth aligned with Momentum’s Science of Success philosophy.

AlHuda CIBE has been appointed by Punjab Provincial Cooperative Bank Limited to advise on its transition to Shariah-compliant Islamic banking, providing governance, product, regulatory and training support as Pakistan accelerates its move toward an interest-free financial system nationwide reform agenda.

Bertie Nel, Head of Financial Planning and Advice at Momentum, explains how financial complexity (from duplicated products to unnecessary fees) can quietly undermine long-term outcomes. The article highlights how streamlining financial products can improve clarity, reduce costs and help people focus on the retirement lifestyle they want, rather than juggling paperwork and platforms. It also touches on the tax and decision-making benefits of having a more coordinated financial plan.

Momentum Corporate explores why legacy planning is an act of care rather than a legal chore, and unpacks the often-misunderstood role of Section 37C in protecting dependants. Financial Coach Tshepo Mathatho shares practical guidance and checklists to help ensure the right people are protected and families are not left vulnerable at a time of loss.