AlHuda CIBE has been appointed by Punjab Provincial Cooperative Bank Limited to advise on its transition to Shariah-compliant Islamic banking, providing governance, product, regulatory and training support as Pakistan accelerates its move toward an interest-free financial system nationwide reform agenda.

Bertie Nel, Head of Financial Planning and Advice at Momentum, explains how financial complexity (from duplicated products to unnecessary fees) can quietly undermine long-term outcomes. The article highlights how streamlining financial products can improve clarity, reduce costs and help people focus on the retirement lifestyle they want, rather than juggling paperwork and platforms. It also touches on the tax and decision-making benefits of having a more coordinated financial plan.

Momentum Corporate explores why legacy planning is an act of care rather than a legal chore, and unpacks the often-misunderstood role of Section 37C in protecting dependants. Financial Coach Tshepo Mathatho shares practical guidance and checklists to help ensure the right people are protected and families are not left vulnerable at a time of loss.

Discovery Bank is once again the bank with the best client sentiment in South Africa, leading the 2025 Banking Sentiment Index with a record 61% Net Sentiment score – more than double the industry average of 27%. This achievement underscores Discovery Bank’s position as the country’s digital banking champion and fastest growing bank*.

The COFI Bill will redefine professionalism in South African financial advice, and advisers who adapt early will lead the field, says Johan Minnie, CEO at Consult by Momentum

As the financial year-end approaches, Senior Wealth Manager Mark MacSymon urges South Africans to act now on key tax-efficient opportunities, from donations exemptions to RA and TFSA contributions, to avoid January admin pressure and make the most of 2025/2026 allowances.