Nicola Langridge, Wealth Manager at Private Client Holdings, says in times of market uncertainty, financial success depends less on reacting to noise and more on having a trusted adviser, clear goals, and a disciplined plan that enables confident, long-term decision-making.

Therèse Havenga, Head of Business Transformation at Momentum Savings, says lasting financial success depends not on fleeting motivation but on consistent discipline and skill, supported by habits, systems and accountability that drive sustainable progress toward long-term goals.

Bertie Nel, Head of Financial Planning and Advice at Momentum, says longevity risk is rising as South Africans live longer without adequate health or financial planning, stressing the need to align wellness and proactive financial strategies to ensure a sustainable, high-quality life in later years.

Darryl Moodley, CEO of Sanlam Investments Multi-Manager, says René Basson’s appointment will strengthen the firm’s marketing capability, leveraging her strategic expertise to enhance brand positioning, client engagement and growth in a competitive market.

Nerosha Maseti, Lead Ombud for the NFO’s Banking and Credit Division, warns that allowing others to use your bank account can lead to frozen accounts, fraud listings and long-term financial exclusion, urging consumers to avoid “easy money” schemes and ensure all account activity is legitimate.

Kashif Noor, Head of Retail Distribution at Ashburton Investments, says true financial literacy is about intentional planning and consistency, encouraging individuals to shift from restrictive budgeting to purposeful money management, build safety nets, and invest early to grow long-term wealth.