Ann Cloete from Aon South Africa highlights the rising threat of cyber fraud targeting personal bank accounts. She explains how Funds Protect insurance offers vital cover against irrecoverable losses due to scams, phishing, identity theft, and online banking fraud.

Leruo Malumo of Santam highlights the growing need for updated insurance cover as South African homeowners invest in off-grid upgrades. He urges brokers to guide clients on policy reviews, proper documentation, and risk mitigation to protect these high-value eco-installations.

As counterfeit luxury goods flood global and local markets, Tarina Vlok, Managing Director of Elite Risk Acceptances warns that insuring fake items can lead to denied claims. She offers expert advice to high-net-worth individuals on verifying authenticity and protecting genuine luxury with the right cover.

Climate change is intensifying natural disasters, driving up economic losses and insurance claims globally. Pamela Ramagaga explores the urgent need for climate-resilient infrastructure, public-private collaboration, and updated risk models to protect vulnerable communities and sustain South Africa’s non-life insurance industry.

Africa Insurance Pulse 2025, launched at the AIO Annual Conference in Addis Ababa, highlights the insurance sector’s pivotal role in de-risking and financing infrastructure to drive Africa’s growth, climate resilience, and inclusion, through multi-stakeholder collaboration and innovative risk mitigation solutions.

Ami Underwriting Managers has partnered with insureAI to enhance pricing precision and fairness using AI-powered actuarial technology. The collaboration enables smarter underwriting, dynamic risk assessment, and long-term value creation for brokers and HNW clients through adaptive, data-driven pricing strategies.