Construction contractors face mounting hidden risks, from extreme weather to legal liabilities and theft. CivilSure CEO Dan Payton warns that overlooked contract details and inadequate insurance can devastate businesses, highlighting why proactive risk management is now essential.

A recent Illinois appellate decision warns insurers that withholding policy documents can backfire. The court held that silence and non-disclosure may estop insurers from raising coverage defences, underscoring serious risks of inaction in claims handling.

Accurate asset valuations using Estimated New Replacement Cost (ENRC) are vital for proper insurance cover, risk management, and financial planning. Aon’s Hulisani Madala explains why combining physical and desktop valuations helps businesses avoid underinsurance, optimise premiums, and protect long-term investments.

Palesa Ntoagae, Human Capital Executive at Old Mutual Insure, champions women’s empowerment as central to future-ready workplaces. Through bold Employee Value Proposition initiatives, flexibility, wellbeing, mentorship, and leadership development, she advocates accelerating gender equality to unlock untapped potential and drive organisational growth.

Taylor Swift’s dazzling $1M engagement ring spotlights the importance of insuring high-value jewellery. With wedding season approaching, Elite Risk’s Tarina Vlok shares expert advice on valuations, certificates, specialist cover, and safekeeping to ensure prized diamonds are properly protected against loss or damage.

South Africans are keeping cars longer, driving smarter financial decisions. With rising repair costs, smart maintenance and tailored insurance, mechanical warranty, service plans, tyre and rim cover, and comprehensive insurance, are essential to protect savings and keep older vehicles reliable for years.