The October issue of COVER Magazine captures the pulse of an industry defined by resilience and reinvention. We celebrate Swiss Re’s 75-year legacy in Africa, a story of partnership and strength, and hear from leaders across the value chain who are innovating around gaps, redefining advice, and embracing technology with purpose. From group risk to fleet insurance, from AI-driven platforms to retirement strategies built on sustainable cash flow, these stories remind us that insurance is ultimately about people, about showing up, paying when it matters, and building trust where it counts most.