With more young adults making bold financial decisions – buying homes, financing cars, and stepping into ownership – insurance must become a priority conversation for this age group.

While South Africans tend to prioritise locking doors and securing windows inside their homes, it’s the outbuildings (garages, sheds, patios, and braai areas) that are often the weakest security links.

The instinct to seek refuge in liquid, lower-risk assets during uncertain times is understandable − especially when global markets appear jittery. But is a move to cash still wise when interest rates are headed lower?