Magazine

November 2025 Edition

South Africa’s healthcare and financial protection sectors are shifting fast, demanding solutions that balance cost, access and wellbeing. In this edition, COVER explores how insurers and advisers are rethinking medical cover, bridging healthcare gaps, and supporting clients through critical illness, financial anxiety and rising medical scheme costs. We also celebrate 20 years of Infiniti Insurance, a story of partnership and purpose. As uncertainty continues, one thing is clear: sustainability depends on empathy, innovation and advice that puts people first.
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What’s Inside

Bridging the healthcare gap

Cornel Schoeman explores how hybrid health solutions can expand private health solutions

Danny Collins on leadership, longevity, and the power of partnership

Danny Collins, Founder and CEO of XS Sure, reflected on more than two decades of building a niche insurance business that has become synonymous with service, innovation, and trust.

Future-fit clients through training, collaboration and hyper-personalisation

Continuous training, AI-enabled support, and collaborative innovation, helps brokers and insurers unlock hyper-personalised service and deliver smarter, customer-centred protection

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Healthcare

  1. When life happens, we bring it home - Read article
  2. Making medical aid work harder - Read article
  3. Bridging the healthcare gap - Read article
  4. When the unexpected strikes, critical illness cover matters - Read article
  5. The Evolution of Medical Malpractice Insurance - Read article
  6. 2026 Medical Scheme Contribution Increases - Read article
  7. Survival is not the finish line: Rethinking critical illness cover - Read article‍

Pages 7-35

Financial Planning

  1. Enhancing your advice proposition - Read article
  2. The tricky business of valuing living annuities in a divorce - Read article
  3. Helping clients weather the financial anxiety storm - Read article
  4. Independent advice: The power of choice in a shifting economy - Read article
  5. Love, lobola, and loopholes - Read article
  6. 100 Days in: A foundation for Consult’s next chapter - Read article
  7. Linking Financial wellbeing and mental health - Read article
  8. SA actuaries launch first country-specific climate index - Read article
  9. The rising health challenges facing young professionals - Read article

Pages 36 - 67

Short Term

  1. Value of Data in Managing Cell Captives - Read article
  2. Resilience through credit insurance - Read article
  3. A critical safety net for South Africa’s businesses - Read article
  4. leading distribution into the future - Read article
  5. Profit Without Operation - Read article
  6. Partnering for performance - Read article
  7. Leadership, longevity & the power of partnership - Read article
  8. Built on trust backed by experience - Read article
  9. Risk mitigation is key to business success - Read article

Pages 68 - 94

Technology

  1. Future-fit clients - Read article
  2. Branding with Purpose - Read article
  3. The Future of Customer Engagement for SA’s Insurers - Read article
  4. 2025 - The year data became a competitive advantage - Read article

Pages 95 - 110

Events

  1. 20 years of Infiniti Insurance: people, purpose, and partnership - Read article

Page 111

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